Help to Buy Valuations
Help to Buy Valuations in Cheshire
We provide Help to Buy valuations across Middlewich and the surrounding Cheshire areas, including Sandbach, Northwich and Winsford. Our reports are fully compliant with Homes England guidelines.
When is a Help to Buy valuation required?
When you sell your home or repay your Help to Buy equity loan, the amount you repay will be based on either the market value of your property, or the sale price, whichever is higher.
How the value is calculated
The market value of your property is worked out by a Royal Institution of Chartered Surveyors (RICS) valuation.
How long is the valuation valid?
It is important to be aware that Help to Buy valuations are only valid for 3 months. After this, an updated desktop valuation must be prepared and issued alongside the original valuation.
Fast, compliant reports you can rely on
We aim to provide a clear Help to Buy valuation report which meets the strict Homes England guidelines within 48 hours of our inspection.
Frequently Asked Questions
Can I use an estate agent valuation instead?
No. Homes England requires the valuation to be carried out by a qualified RICS surveyor who is independent and not linked to any estate agent or mortgage provider.
What happens if the 3 months expire before I repay or sell?
You’ll need a desktop update of the original valuation if you are still within the process. This update must be prepared by the same surveyor who carried out the initial inspection.
How long does it take to receive the report?
We aim to issue your Help to Buy valuation report within 48 hours of the inspection, giving you time to proceed without delay.
